Helping the Industry for a Decade
10+ years of insurance claims expertise.
The next decade is about enabling it to better understand people.
Property intelligence is entering its next phase.
Ten years of claims data.
One intelligence layer.
VIP Software is building the operating system for the insurance claims economy — combining workflow automation, proprietary industry data, and AI-powered intelligence into a single platform.
Powered by 10+ Years of Claims Data
Purpose-Built for Insurance Professionals
Backed by a Decade of Industry Expertise
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Helping the Industry for a Decade
The next decade is about enabling it to better understand people.
Phase 1 · 2013–2025
For more than a decade, VIP Software helped carriers, independent adjusting firms, and service providers manage claims expenses, vendor relationships, and payment workflows. The software generated the data.
• Invision®
• BAP™
• Invoice Automation
• Claims Billing
• Vendor Management
• Expense Reconciliation
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Phase 2 · 2026
Now the software doesn't just process transactions. It understands them. That same network of data powers rateIQ™ Intelligence — tools that help the industry understand pricing, performance, CAT activity, workforce trends, and operational risk in real time.
• ratelQ™ Intelligence
• Benny™ Al
• Pulse™
• CAT Intelligence™
• Workforce Intelligence™
• Vendor Intelligence™
• Prompt Pay Intelligence™
Ask Benny™
For twenty years, insurance software was built around dashboards. The next generation is built around questions.
Ask questions in plain English and receive immediate, actionable insights without navigating dashboards or building reports.
Every answer is powered by your operational data, providing insights tailored to your business.
Analyze performance, uncover trends, and identify opportunities across your entire organization.
Turn questions into actions with AI-driven intelligence designed for modern insurance operations.
Every capability below was shaped by Cohort 1 participants: insurance professionals solving real challenges every day.
Enhanced AI capabilities with deeper claims intelligence, smarter natural language queries, and improved contextual responses, refined directly from Cohort 1 usage patterns.
Catastrophe event integration brings real-time CAT data into your rate intelligence workflow, helping carriers and IA firms respond faster and more accurately during major events.
Expanded payment infrastructure with Prompt Pay™, featuring faster disbursements, broader coverage, and deeper integration with carrier and IA firm billing workflows.
Improved fee benchmarking and analysis tools with more granular data, expanded geographic coverage, and smarter variance reporting for adjusters and firms.
New tools to manage, analyze, and optimize adjuster workforce capacity, helping IA firms and carriers align staffing with demand in real time.
Connect your existing systems and data into rateIQ™ via API. Cohort 2 participants will help us evaluate integration needs and prioritize future connectivity based on real-world technology stacks.
New carrier-focused dashboards and reporting tools with expanded benchmarking, market intelligence, and customizable reporting built for carrier operations teams.
The first premium IA Firm tier, including opportunities to bring your entire independent adjuster network into the platform as we validate and refine the experience together."
Workforce
Expanded intelligence surfaces across firms, carriers, and service providers.
Payments
Prompt Pay™ and IQ Wallet™ upgrades for the 1099 workforce.
Deployments
White-label tenants, audit, and compliance workflows.
Release
Controlled, partner-led rollout. Built quietly, rolled out carefully."
rateIQ™ turns claims history, payments, and catastrophe data into trusted insight for carriers, IA firms, service providers, and independent adjusting workforce.
Turn claims history into trusted insights with real-time eligibility, approval rates, and financial performance metrics.
Receive AI-powered alerts and actionable insights to optimize rates, improve performance, and stay ahead of market trends.
Track outstanding receivables, unlock cash flow opportunities, and get paid faster with intelligent payment insights.
Monitor receivables, prioritize collections, and uncover payment opportunities with a clear view of your financial performance.
Ask Benny™ AI for instant market intelligence, billing benchmarks, and data-driven recommendations to optimize claim performance.
Analyze catastrophe billing trends, benchmark performance, and uncover market-wide insights to make smarter pricing decisions."
No typing required. Claims work doesn't happen behind a desk.
Ask Benny Voice™ lets adjusters, IA firms, and carriers speak naturally to Benny and receive instant answers by voice or text. Whether you're on a roof, driving between inspections, or walking a loss site, Benny is now available hands-free.
Tap-to-Talk Assistant
Tap the mic and ask in natural speech. No commands or special prompts required.
Instant Speech-to-Intelligence™
Spoken questions become structured queries and return answers in seconds.
Read-Aloud Responses
Benny speaks answers back for a fully hands-free experience in the field.
Mobile-First & Field-Ready
Optimized for iPhone and modern browsers, built for roofs, CAT deployments, and policyholder visits.
Accessibility Support
Easier for anyone who prefers speaking over typing or has difficulty with a mobile keyboard.
Cohort 2 expands the rateIQ™ platform across the property claims ecosystem with new operational tooling, financial workflows, AI infrastructure, and partner enablement features.
01
Workforce intelligence, carrier visibility, and marketplace infrastructure.
rateIQ™ broadens performance visibility across IA firms, carriers, and service providers with deeper operational context and validation layers across the ecosystem.
02
Prompt Pay™ and IQ Wallet™ enhancements.
Financial workflows continue to mature for 1099 adjusters with faster, clearer, and more operationally aligned payment tooling.
03
Operational AI agents and compliance workflows.
New AI-powered layers support execution, exception handling, and audit-ready workflows without disconnecting teams from the real operating environment.
04
White-label tenant deployments and branded onboarding.
Partners can onboard through tailored tenant environments with stronger support systems, resource center tooling, and multi-tenant hardening.
Cohort 2 isn't just early access — it's the foundation for the next version of rateIQ™. We're introducing our first premium model built specifically for IA firms and their adjuster networks.
Participating IA firms in Cohort 2 receive up to 1,000 complimentary 1099 adjuster licenses once rateIQ™ launches. Bring your entire network into the platform from day one.
Premium tools built for both the IA firm and every adjuster on their roster, not just one side of the relationship.
Firms gain full visibility into their adjuster network's activity, capacity, and performance, all in one place.
Accelerate disbursements to 1099 adjusters through integrated IQ Wallet™ and Prompt Pay™, reducing friction and improving retention.
Every 1099 adjuster in your network gets access to premium rateIQ™ tools, elevating the entire firm's capabilities, not just management."
The Blueprint for Success is more than what's listed here. Connect with a rateIQ™ representative to learn exactly what Cohort 2 means for your firm and your adjusters.
rateIQ™ API access is now live for Cohort 2. We're scheduling hands-on testing sessions with carriers, IA firms, and Cohort 2 participants to evaluate integration needs, walk through capabilities, and help you connect your existing systems into the platform.
Or email us directly: rateiq@vipsoftware.com
We’ll reach out within one business day to schedule.
Cohort 2 builds on everything we learned in Cohort 1. Early access to expanded capabilities, API integration, and a premium IA Firm model — in exchange for real-world feedback that continues to shape the platform.
01
Complete a short application. Qualifying users are granted Founding Cohort status with immediate platform access at promotional rates.
02
Use Ask Benny™ AI, CAT Intelligence, FeeAnalyzer™, IQ Wallet™, Prompt Pay™, Workforce Intelligence, carrier reporting tools, and API access, all before general availability.
03
Your testing, suggestions, and real-world usage directly shape the product. Founding Cohort Members may also receive advisory opportunities.
04
Help us evaluate API integrations, technology stack connectivity, and premium IA Firm capabilities. Cohort 2 participants directly influence the commercial roadmap, with advance notice before any pricing transition."
rateIQ™ Cohort 2 is expanding across the organizations and workforce layers that shape property claims performance, from carriers and IA firms to service providers and independent adjusters.
Carriers
Performance intelligence
Expanded visibility, benchmarking, and operational signal for claims leadership teams.
IA Firms
Workforce and IQ Wallet™ intelligence
Deeper insight into deployment, throughput, readiness, payment flow, and field performance.
Service Providers
Validation infrastructure
Marketplace profiles, partner tooling, and cleaner onboarding into the rateIQ™ environment.
Independent Workforce
Wallet app for the independent workforce
Prompt Pay™, IQ Wallet™, mobile improvements, and Wallet-first support for 1099 operators."
Secure your promotional rate and get early access — including API access, Ask Benny™ AI, CAT Intelligence™, and more. Cohort 2 spots are limited.
The intelligence layer for the claims economy.
© 2026 VIP Software. rateIQ™, Benny™, Pulse™, Invision®, and BAP™ are trademarks of VIP Software. All rights reserved.
Introducing
Market-grade intelligence for the claims economy. Designed for carriers, IA firms, TPAs, reinsurers, and independent adjusters.
Market pricing and performance intelligence for the claims economy.
Your AI-powered claims intelligence assistant.
Executive intelligence for carriers, firms, and service providers.
See catastrophe-driven cost trends before invoices arrive.
Understand adjuster capacity, deployment activity, and performance trends.
The Foundation
Most software companies start with AI and search for data.
VIP Software started with data.
For more than ten years, our platform has helped carriers, firms, and service providers manage claims expenses and operational workflows. That foundation now powers the next generation of intelligence products being developed through rateIQ™.
Years of proprietary
claims data
Platform — built from the ground up for claims
In claims transactions processed
Intelligence layers: Pricing · Workforce · CAT
Cohort 2 · Now Enrolling
Built alongside carriers, IA firms, TPAs, service providers, and reinsurers. Cohort 2 introduces everything — from voice-activated AI to CAT intelligence, expanded API access, and new intelligence workflows.
Benny™ Intelligence
Voice Activation
CAT Intelligence™
Expanded API Access
Workforce Intelligence™
Pulse™ Enhancements
New Intelligence Workflows
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