Integrations · VIP™ Integrations

Connect Verisk Claims Data to VIP Claims Operations

Connect XactAnalysis® workflows with VIP to transform estimate activity into governed invoices, validated claims expenses, vendor spend, and payment workflows.

Estimate intelligence from Verisk. Claims operations through VIP.

Talk to VIPExplore VIP Claims Operations
Connection pattern
VIPThe operating layer
Connected
VeriskEstimating & claims data
Estimate totals and linesRevisions and supplementsSupporting documentsAssignment context
Xactimate®
XactAnalysis®
VIP™ Claims Operations
Validate → Invoice → Approve → Pay → Analyze

From estimate to expense intelligence.

The business problem

The estimate is only part of the financial workflow.

Property claims generate detailed estimate and assignment information, but carriers still need to determine what should actually be billed, which contractual rates apply, how expenses should be allocated, and when service providers should be paid.

That creates an operational gap between estimating activity and claims expense management. Instead of forcing teams to manually translate estimate activity into invoices and financial workflows, VIP uses information from the claims ecosystem to drive structured billing and expense operations.

EstimateXactimate® / XactAnalysis®
Service activityVendor / adjuster
VIP claims operations
Contract + fee schedule
Validated claim expense
Approval + payment
How the integration works

From estimate activity to governed claims expense

01

Claim & estimate activity

Claims and estimate activity moves through the Verisk / XactAnalysis® environment.

02

VIP receives the workflow data

VIP connects that information with the appropriate claim, service provider, assignment, and billing workflow.

03

Apply carrier rules

Vendor agreements, fee schedules, billing rules, contract terms, service requirements, and applicable SLA rules.

04

Validate the expense

VIP evaluates the invoice against the configured rules before it proceeds through the carrier's financial workflow.

05

Approve, pay & analyze

Validated expenses move through approval and payment while becoming part of vendor and claims expense intelligence.

From estimate to invoice

Turn claims activity into structured invoices

The financial workflow shouldn't require someone to reconstruct what happened on the claim. VIP connects operational claim information with configured billing rules to help generate and validate the associated service provider invoice.

XactAnalysis®
  • Claim
  • Estimate
  • Assignment
  • Service activity
VIP™
  • Carrier
  • Vendor
  • Contract
  • Fee schedule
  • Billing rules
  • SLA
Claims expense
  • Invoice
  • Validation
  • Approval
  • Payment
  • Reporting

VIP provides the financial operating layer around the claim, connecting service activity with the agreements and rules that determine what should be billed.

Contract & fee schedule validation

Know what should be paid before you pay it.

An estimate tells you about the loss. It doesn't tell you what a service provider should be paid under a carrier agreement. VIP connects claims activity with the commercial terms governing the relationship.

Fee schedules

Apply configured rates and fee structures to service provider billing.

Vendor contracts

Connect invoices with the agreements governing the carrier/vendor relationship.

Billing rules

Apply carrier-specific rules before invoices move forward.

SLA performance

Where configured, incorporate service-level requirements, deductions, or incentives into the billing workflow.

Expense validation

Compare submitted charges against the rules governing the assignment.

Automated invoice validation

Validate claims expenses before they become payments.

Configured rules are evaluated against the submitted invoice, so reviewers see what matched and what needs attention.

Illustrative workflow

Invoice validation

Claim #
CLM-284019
Service provider
Example Adjusting Firm
Estimate
Received
Fee schedule
Matched
Contract
Active
SLA
Within terms
Submitted invoice
$1,425.00
  • Claim matched
  • Vendor matched
  • Fee schedule applied
  • Billing rules passed
  • Expense validated

Status: Ready for approval

Carrier use case

One view of the expense behind the claim

Instead of treating an invoice as an isolated financial transaction, VIP associates it with the broader operational context.

Claim
EstimateVendorAssignmentContractFee scheduleInvoiceSLAPaymentExpense history

Understand not only what was estimated—but what was billed, why it was billed, who performed the work, which agreement governed it, and where the expense ultimately went.

Vendor management

Connect vendor performance with vendor spend.

Carriers can bring together operational and financial information to better understand their service provider network.

Vendor spend

Understand claims expense across service providers, assignments, and claims.

Contract compliance

Connect invoices with the contractual terms governing the vendor relationship.

SLA performance

Track configured service requirements alongside financial activity.

Expense trends

Analyze how claims expenses change across vendors, regions, claim types, and time periods.

Straight-through processing

Move compliant invoices without unnecessary manual touches.

Not every invoice needs the same level of human review. When claim information, vendor relationships, fee schedules, contract terms, and billing rules align, VIP supports automated invoice workflows.

Standard manual process
EstimateInvoiceManual reviewContract lookupFee validationApprovalPayment
VIP workflow
Estimate activityVIP validationRules passApproval / automated workflowPayment

Exceptions go to people. Compliant transactions keep moving.

Expense intelligence

Every processed expense becomes intelligence.

By structuring claims expense information across carriers, vendors, services, geography, and claim activity, VIP creates a foundation for deeper claims intelligence.

Total claims expenseVendor spendAverage service costFee schedule varianceSLA performanceRegional expenseCAT vs. non-CATPayment cycle
Verisk / XactAnalysis® dataClaims and estimate activity
Claims intelligence
VIP operational + financial dataAssignments · Contracts · Invoices · Payments
Works with your claims environment

Connect the ecosystem. Don't replace it.

VIP provides an operating layer around existing claims technology, helping information move from claims activity into governed financial workflows without requiring carriers to replace their core claims environment.

Estimating
  • Xactimate®
  • XactAnalysis®
VIP™
  • Claims operations
  • Vendor management
  • Contract management
  • Invoice operations
  • Expense intelligence
Carrier environment
  • Claims system
  • Finance
  • Payments
  • Reporting
Real-world validation

Built for carrier-scale claims operations

VIP has deployed its claims expense management technology alongside XactAnalysis in carrier environments to support vendor billing, expense management, and claims operations.

Existing XactAnalysis integration

Carrier deployment experience

Claims expense automation

Vendor billing workflows

Integration summary

What the VIP + Verisk integration connects

Verisk / XactAnalysis®
  • Claims activity
  • Estimate activity
  • Assignments
  • Property claims workflow
  • Service activity
VIP claims operations
  • Vendor relationships
  • Contracts
  • Fee schedules
  • Billing rules
  • Invoice generation
  • Invoice validation
  • SLA workflows
  • Expense allocation
  • Approval workflows
  • Payment workflows
  • Expense analytics
  • Claims intelligence
VIP™ — The Insurance Intelligence Layer

Keep your claims system. Connect everything around it.

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