Research & Insights

What the claims data actually shows.

Analysis drawn from the work moving through VIP — claims expense, vendor performance, payment cycles and catastrophe operations. Figures are published as reported or observed, never as savings.

What we study

Four areas where the data is dense enough to be useful.

Claims expense

What drives loss adjustment expense, where invoice error concentrates, and how much of an invoice population a manual audit actually reaches.

Vendor performance

How service level, cycle time and rework vary across a provider bench, and what a carrier can compare against.

Payment and working capital

Cycle time from invoice receipt to cleared payment, and what early pay does to provider capacity.

Catastrophe operations

Capacity, deployment and rate behavior when volume spikes and the normal bench runs out.

Latest analysis

Recent pieces from the VIP team.

Where We Are. Where We Are Going. Why the future of claims technology may look more like a conversation than a screen.VIP Software Welcomes Alex Dunn as Chief Technology Officer Alex Dunn joins VIP Software as Chief Technology Officer, bringing 20+ years of experience in tech leadership, SaaS, and business transformation. He will drive innovation, scalable solutions, and align technology with business goals to deliver measurable value.VIP Software and CoreLogic are Transforming Claims Processing Expected Loss Adjustment Expenses from Hurricane Milton Could Reach $7 Billion Hurricane Milton’s loss adjustment expenses could reach $7 billion. Insurers face rising costs from back-to-back events, using VIP Software to control LAE and manage claims efficiently.Hurricane Helene Loss Adjustment Expenses Could Top $1 Billion Hurricane Helene's insured losses could reach $6.4 billion, with LAE exceeding $1 billion. Insurers must control costs using automation and technology.What are Loss Adjustment Expenses? This guide explains loss adjustment expenses (LAE), their role, and how they impact claims.Automating Reserve Management in Guidewire ClaimCenter Discover how VIP Software stabilizes financial operations with proactive reserve management.How to Control Loss Adjustment Expenses Learn how LAE impacts insurers during catastrophes and how Bill Audit Pro helps control these costs.The Good, the Bad, and the Ugly of AI in Insurance The AI wave is transforming business, creating new challenges while offering innovative solutions.
Next step

Want the analysis run on your own program?